Our philosophy has always been to offer the finest financial services at the most favorable rates and terms possible. Our Commercial Loan Department offers you special services and benefits as a small business owner or for your nonprofit organization or association.
Please review our checklist of documents required to open a Business Account.
Designed for businesses with high account activity (over 200 items processed monthly).
Open with as little as $100.
No minimum balance requirements.
An earnings credit, based on the average collected balance for the statement period, may offset all or part of the fees and charges incurred during that statement period.
Interest is accrued daily and paid monthly on balances of $2,000 or more.
An earnings credit, based on the average collected balance for the statement period, may offset all or part of the fees and charges incurred during that statement period.
Other Fees and Charges Associated With Business Accounts
Note: Effective September 1, 2004; rates subject to change without notice.
Charge Back (Returned Checks): $5 each
Deposit Correction Fee: $6.
Cost of Bags: Lock Bags are $15 each, with a 2 bag minimum. They may be rented for $5/month for a set of two bags. The replacement fee for bags is $15, and the replacement fee for keys is $5.
Endorsement Stamps are provided at cost.
Returned Check Fee: $25 per check.
Returned ACH Fee: $25 each.
Stop Payment Fee: $20 per check.
Account Printout Fee: $1.
Statement Balancing ($10 minimum): $15/hour.
Special (Multiple) Statements: $2 per statement.
Statement Copy Fee: $2 per copy.
Check Copy Fee: $2 per copy, or flat fee of $15/hour.
Business Account Checklist
Refer to the following checklists for documents that are required to open a Business Account:
